Question:

My wife qualifies for CHAMPVA. If I pass and she is unable to qualify for DIC, will she still receive the CHAMPVA? Thank you.

Jim's Reply:

No. CHAMPVA is part and parcel of your benefit array and comes with your (living) 100% P & T rating or DIC. If you are rated 100% P & T for ten uninterrupted years, you can die of anything and she'll be DIC eligible. If you're rated 100% P & T for less than 10 uninterrupted years you must pass from a rated service connected condition or there are no VA benefits for her.