Question:

My husband died from lung cancer and was classified as service-connected from Agent Orange. I found out I am eligible for CHAMPVA as his employer insurance is over $500/month and they will drop me in 2 years anyway. The local hospital and doctors all take CHAMPA, so is there any hidden downside to taking it?

Jim's Reply:

No, no downside. CHAMPVA is one of the better insurance policies out there. Be patient, get pre-approvals and you'll like what you'll get.