Question:
I am 100% disabled vet. I just was approved for benefits. Now I have Medicare. They said I don't need to do anything with Medicare. I am automatically enrolled but do I pay part of anything? As of now I have heard nothing about a payment.
Jim's Reply:
I'm going to assume you were approved for SSDI, the total disability benefit provided by the SSA. That comes with Medicare Part A and you're obligated to take that. The payment is deducted automatically so no worries there. You'll be offered the optional Medicare Part B. You don't have to take Part B but I usually recommend that people do take it. Once you agree to take Part B that payment will also be deducted automatically.
Medicare Part A pays for inpatient hospitalizations. Medicare Part B pays for outpatient procedures like colonoscopies and mammograms and routine doctor visits. I use all that's available to me as much for convenience as anything. VA sends me my meds efficiently and at no cost. My local civilian doctor takes care of routine things. It all depends on the need and the urgency, I like being able to choose what works best for me.
It'll cost you a little more but in my estimation, it's worth it.