Question:
How do i know if i should apply for P&T disability or Individual unemployability?
Jim's Reply:
Ratings of 100% may be divided into 2 categories. There are schedular 100% ratings that achieve 100% by meeting the requirements of The Schedule and there are 100% Total Disability, Individual Unemployability (TDIU) ratings that reach 100% by showing the veteran is unemployable because of service connected conditions that may not add up to 100%. Either of these categories may be permanent in nature (P & T) or require future exams and thus are temporary ratings. Either the schedular or the TDIU rating may or may not be permanent.